We are featuring  Anthem Blue Cross California this quarter for families and children for low cost quality health insurance. Plans can start as low as 29.00 for children and 34.00 for adults.(*age, health, and zip code restrictions apply) Clear Protection Plus is one of the most popular and affordable plans offered by blue cross. With so many people losing or temporarily between jobs short term health insurance can also be a terrific option and Anthem is a great solution. Whether it be one or six months that you or your family need coverage it is very affordable health insurance protection. Call us for Details and to Apply 800-260-9051

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Health Insurance After You Need It

Health insurance coverage is something that every individual and family knows they need, but it is often neglected until a problem arises. We receive many calls from people heading for the hospital trying to get coverage on the way there. It can’t be done.  While a federal government initiative is in the works to provide a set of basic health care services to most Americans, the full implementation of this program is still several years away. In the meantime, it is essential that individuals and families find the best coverage they can before a medical incident occurs. While until such an event occurs, health coverage may not be a necessary monthly charge, it can be extremely difficult to find health insurance after it is already needed.

Finding out what low cost health insurance plans are available is easy with no obligation. Californiahealthychoice.com

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Anthem Blue Cross California has the best rates on California health insurance at this time. We carry all the major health providers and each offer benefit rich plans for the consumer but if it comes down to mostly saving money Anthem is the way to go right now. You can get the power of Anthem Blue Cross health insurance and save money at the same time.  For Low Cost California Health Insurance from Anthem and all the major California Health insurance carriers visit us at California HealthyChoice.com  or call 800-260-9051

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From Health.gov  comes the following article concerning California Healthcare Reform repeal. Whether you are for or against the Federal Health Care Reform Bill we can all agree it is full of bugs that need to be fixed before (if) it  goes into full effect. It is a good idea poorly implemented and may do some real good if  it can be fixed correctly.

Without the Affordable Care Act:

  • Critical Consumer Protections Would Be Lost:

    • 196,000 young adults would lose their insurance coverage through their parents’ health plans, sometimes just after they finish school and as they are looking for a job.  Families across California would lose the peace of mind the Affordable Care Act provides by making sure that young adults can stay on their parents plan to age 26 if they do not have coverage of their own.
    • More than 18.8 million residents of California with private insurance coverage would suddenly find themselves vulnerable again to having lifetime limits placed on how much insurance companies will spend on their health care.
    • Insurance companies would once again be allowed cut off someone’s coverage unexpectedly when they are in an accident or become sick because of a simple mistake on an application.   This would leave 2,705,000 people in California at risk of losing their insurance at the moment they need it most, as one of the worst abuses of the insurance industry would become legal again.
    • More than 18.8 million residents of California would not know if they are receiving value for their health insurance premium dollars, as insurers in state would no longer be required to spend at least 80 to 85 percent of premium dollars on health care rather than CEO salaries, bonuses, and corporate profits. 
    • New insurance plans would no longer be required to cover recommended preventive services, like mammograms and flu shots, without cost sharing, nor would they have to guarantee enrollees the right to choose any available primary care provider in the network or see an OB-GYN without a referral. 
    • Nearly 4.5 million seniors in California who have Medicare coveragewould be forced to pay a co-pay to receive important preventive services, like mammograms and colonoscopies.
    • Medicare would no longer pay for an annual check-up visit, so nearly 4.5 million seniors in California who have Medicare coverage would have to pay extra if they want to stay healthy by getting check-ups regularly. 
  • 269,623 on Medicare Would See Significantly Higher Prescription Drug Costs: In California, 269,623 Medicare beneficiaries received a one-time, tax-free $250 rebate to help pay for prescription drugs in the “donut hole” coverage gap in 2010.  Medicare beneficiaries who fall into the “donut hole” in 2011 will be eligible for 50 percent discounts on covered brand name prescription drugs.  Without the law, the burden of high prescription drug costs would hurt millions of Medicare beneficiaries across the country.  
  • California Would Not Receive Additional Resources to Crack Down on Unreasonable Insurance Premium Increases: States would not have new resources to review proposed health insurance premium increases and hold insurance companies accountable for unjustified premiums increases.
  • California Would Not Receive Additional Funds to Plan for a Health Insurance Exchange: States would not have new resources to build a new, competitive, private health insurance marketplace for consumers that provides lower costs, one-stop insurance shopping, and greater benefits and protections.  
  • California Would Not Receive Additional Funds to Support a Consumer Assistance Program: States would not have new resources to help protect consumers from some of the worst insurance industry practices. 
  • 440 Employers Would Not Be Receiving Help from the Early Retiree Reinsurance Program: Businesses, schools and other educational institutions, unions, State and local governments, and non-profits would not be receiving much-needed financial relief to help early retirees and their families continue to have quality, affordable health coverage.  Find a list of organizations in your state that would not have been accepted into this program here.
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You can apply for “child-only” medical health insurance  during California’s initial open enrollment period beginning January 1st, 2011 and ending March 1, 2011. During this “child only” open enrollment period you can apply for a medical non-group health insurance plan for your child and the insurer cannot  be denied due to any/all pre-existing medical conditions.

If you miss the open enrollment period in California, you can apply for “child-only” medical health insurance policies during annual enrollment which occurs during the child’s birth month.

Call us today to apply or get more information at 800-260-9051 or visit us online @ http://californiahealthychoice.com/childrens_health_insurance.html

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What an exciting match-up for the Superbowl, totally old school style football. Here at California Healthy Choice we can’t wait!!! Blue Cross has rolled out their new 2011 California health insurance plans and the prices are great. Loaded with benefit upgrades at premiums below most of their competitors, these health insurance plans will help a lot of people find low cost California health insurance.  Anthem Blue Cross is offering  affordable options for the cost saving consumer.

  • Premiere Plus 2011
  • Smartsense Plus  2011
  • Clear Protection Plus 2011
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Julianne HoughJulianne Hough – Is That So Wrong – Whats the big deal? She’s an extremely talented dancer as well as country singer and this video isn’t any worse than a Victoria Secrets commercial. We loved her on dances with the stars and now as a country star.

Anthem Blue Cross California finally has there new plans out an you can check them out here -Click. We are helping a lot of people qualify for a small group plan with pre existing conditions. If you own a business with at least two (you being one of them) employees or more call us for more details @ 800-260-9051.

Happy Holidays to Everyone an Thanks For a Great Year Helping Californians find affordable health insurance

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California Family Health Insurance Serious respiratory virus season is beginning  and we all need to be prepared to avoid being ill and amounting medical bills to on top of it. My family is feeling it already with an eight year old that hates to wear a jacket and is prone to major sinus infections. Plus being around his classmates we seem to share in whatever new illness that is traveling around the neighborhood. So be prepared and make sure your health insurance coverage is up to par just in case. A stiff medical bill can damper the holiday spirit.

According to the University of Michigan’s Health Service, Michigan’s flu season runs from December to March so we’re just getting started. And while state officials say flu activity is low this year it’s never a bad idea to take steps to protect ourselves from whatever bugs are floating around.The Michigan Department of Community Health recommends that everyone six months and older get a flu shot. Other tips to keep our little ones — and us — healthy: cover your nose and mouth when you cough or sneeze; clean your hands with soap and water or an alcohol-based cleaner; and don’t share utensils.
From The Detroit News: http://apps.detnews.com/apps/blogs/momblog/index.php?blogid=1290#ixzz1778L3XEH

CaliforniaHealthyChoice.com

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Wow for those people who may have witnessed this unsolved phenomenon of what appears to be some kind of rocket or missle streaming through the California sky I can only imagine what went through your minds. A far as I’ve read the theories that it was just a plane sure don’t go with the video of  the incident. Is it just coinsidense that there is a naval facility nearby. Maybe it was just a plane but what a video!

Don’t forget we have some really great low cost plans being offered by Cigna health insurance right now so take 5 minutes and see how much you can save. Blue Shield is still the only carrier offering child only health plans so get a fast quote today.

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Health care reform exchanges The National and California elections are over and we now have a new California governor and insurance commissioner at the helm.  As agents we have been asking questions ourselves about the new exchanges and what it means to both of us. What we believe will be the case is many more benefits and options available for the consumer and we will be there for you to help decipher all of the plans and options available to you and make sense of it. Whatever the case, we are there for you so no need to worry. Most of the changes won’t happen until 2014 and with a new republican house there are sure to be a few minor changes to the health reform bill before then. I will continue this subject as information becomes available.

If you have questions or need a low cost health insurance quote for you or a small group visit us at California Healthy Choice or call 800-260-9051

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© 2008 California Health Insurance Quotes.